Why SoFi? Your All-in-One Financial Partner
SoFi goes beyond traditional banking, offering a comprehensive suite of financial products designed to simplify your life and maximize your money. From high-yield savings to smart lending and investing tools, SoFi helps you achieve your financial goals.
Your Exclusive SoFi Signup Bonuses
Boost Your Savings: Up to $300 Direct Deposit Bonus!
Make SoFi Checking and Savings your primary account and get rewarded generously. The more you direct deposit, the bigger your bonus!
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Earn a $300 cash bonus for cumulative direct deposits of $5,000 or more within the bonus period.
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Receive a $50 cash bonus for cumulative direct deposits between $1,000 and $4,999.99.
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Plus, get your paycheck up to 2 days early with qualifying direct deposit.
Smart Borrowing: Save Big on Loans
Whether it's student loans, personal loans, or a new home, SoFi helps you borrow smarter with competitive rates and exclusive bonuses that put money back in your pocket.
Student Loan Refinancing Bonuses
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Partner-specific up to $500 bonus for refinancing $100,000+ student loans.
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"Good Grades" program for private student loans: $250 bonus for a full-year loan (3.0+ GPA).
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Special $1,000 bonus for Doctors & Dentists (paid into SoFi Money account).
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Stackable rate discounts like 0.25% for Autopay and 0.125% for SoFi Plus.
Mortgage & Home Loan Benefits
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Opportunity to earn up to $9,500 cash back after closing on a home loan. (Average cash back around $1,700).
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SoFi Plus members may receive a $1,000 discount off standard origination fees.
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$10,000 Close On Time Guarantee if SoFi's fault delays your closing.
Personal Loan Benefits
Consolidate debt, fund home improvements, or cover unexpected expenses with low fixed rates and no hidden fees.
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Get funds as soon as the same day you sign.
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No origination fees, no prepayment penalties, no late fees.
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Potentially save thousands in interest by consolidating high-rate debt.
Grow Your Wealth: Invest with SoFi
SoFi Invest empowers you to build wealth with accessible tools and unique member benefits that can accelerate your investment growth.
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Unlimited 1% match on all recurring deposits to your SoFi Invest account for SoFi Plus members (paid in rewards points).
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Potential for a 1% IRA match on rollovers and contributions, for substantial retirement savings.
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Occasional asset transfer bonuses that can yield significant value for large investment moves.
Beyond the Bonuses: Why SoFi is Your Smart Choice
SoFi is more than just a collection of financial products; it's a commitment to your financial well-being, offering integrated services and unparalleled support.
Ready to Get Your Money Right?
Don't miss out on these exclusive bonuses and the pathway to a brighter financial future.
Explore All SoFi Offers Today!